The real art, and a bit of science, of fixed indexed annuity strategies comes down to how interest is credited. It’s not a one-size-fits-all game....

A fixed indexed annuity doesn’t actually buy stocks. Instead, it credits interest based on movements in selected external indexes (often the S&P...

Do you work with high-income clients? When it comes to financial planning for high-income earners, fixed indexed annuity strategies have emerged as...

What exactly is an insurance marketing organization (IMO)? An insurance marketing organization is a wholesale partner that connects independent...

The ground is shifting under every practice. Distribution is getting more digital, compliance expectations are climbing, and clients are thinking...

Choosing an annuity and life insurance marketing organization resembles hiring a leadership team. At TWH Agency, we understand you are trusting us...

Independent agents often wear every hat at once. Prospecting in the morning, fielding questions at lunch, then chasing a commission statement after...