One of the biggest operational headaches with partial Roth conversions has always been account clutter. If a client converts a piece of the IRA...
Industry News
Category: Annuities
Roth Conversions: Why Bonus Annuities Can Be a Trap
Our previous article covered why Roth Conversions deserve much more attention than they usually get, especially when it comes to older clients....
Roth Conversions Deserve a Lot More Attention Than They Usually Get
For a long time, many advisors assumed the same thing. If someone is 60, 65, 70, or even 75, they are too close to retirement for a Roth conversion...
Fixed Index Annuity FAQ’s
Your clients have questions. We have answers. What is a Fixed Index Annuity? At its core, a fixed index annuity (FIA) is a type of insurance...
Costs and Commissions Associated with Fixed Indexed Annuities
Nothing in life, or the annuity world, comes for free. While fixed indexed annuity strategies advertise safety and growth, understanding the costs...
Maximizing Returns with Fixed Indexed Annuity Strategies
As a top IMO for insurance agents, TWH Agency provides marketing and case design support for financial advisors. Part of our job is to help you...
Selecting the Best Fixed Indexed Annuity Strategy for Your Clients’ Income Goals
Choosing among fixed indexed annuities (FIA) strategies is rarely about finding “the best.” The key, as most seasoned advisors will admit, is fit....
Primary Fixed Indexed Annuity Strategies for Income Security
The real art, and a bit of science, of fixed indexed annuity strategies comes down to how interest is credited. It’s not a one-size-fits-all game....
Key Features of Fixed Indexed Annuities
A fixed indexed annuity doesn’t actually buy stocks. Instead, it credits interest based on movements in selected external indexes (often the S&P...
Understanding Fixed Indexed Annuities and Their Role in High-Income Protection
Do you work with high-income clients? When it comes to financial planning for high-income earners, fixed indexed annuity strategies have emerged as...