August has been an incredible month for the annuity market, and we are thrilled to bring you the latest edition of the TWH Agency Newsletter.
Whether you prefer watching quick video recaps on the go or diving into deep product breakdowns, we’ve got you covered. This month’s update from Greg Skogsberg highlights booming annuity sales, a featured product spotlight, crucial cautions on big bonus products, and a major regulatory update every advisor must know.
📽️ Watch the Quick Highlights
Short on time? Catch the key takeaways, market updates, and compliance alerts in our August video recap:
▶️ Watch the August Video Newsletter on YouTube
(Don’t forget to like, subscribe, and drop a comment to let us know what you think!)
📄 Read the Full August Edition
Ready to dive into the details? Grab your coffee and download the full PDF to explore all our featured stories, rate updates, and deep-dive compliance guidance.
📥 Download the August 2026 Newsletter (PDF)
What’s Inside This Month?
- Market Overview: Public interest in annuities is at an all-time high, driven by larger case sizes ($500k+ to $1M+) and rates that remain at 8-year highs.
- Product Spotlight: Highlights on an A-rated, uncapped FIA featuring a 7.5% commission, a 10.25% 1-year S&P 500 cap (no fee), a 5.05% fixed rate, and zero rider fees.
- The Reality of Big Bonuses: Why huge upfront bonuses (up to 34%) come with trade-offs in annual growth—and the only two scenarios where Greg recommends using them.
- NAIC Rule 275 Compliance Alert: A breakdown of the 14 suitability factors and 4 care obligations required for every annuity sale—plus news on incoming random audit task forces.
Stay Connected: Have questions about NAIC Rule 275 compliance, or want an illustration for this month’s featured product? Reach out to the TWH Agency team anytime!