SMS TERMS & CONDITIONS
- SMS Consent Communication:
Information 800-200-9194 obtained as part of the SMS consent process will not be shared with third parties for marketing purposes. - Types of SMS Communications:
If consent has been given to receive text messages from TWH Agency, messages may be received related to the following:
Internal communications
Follow-Ups
Reminders - Message Frequency:
Message frequency may vary depending on the type of communication. For example, up to 20 SMS messages per week may be received related to internal communications, follow-ups, reminders. - Potential Fees for SMS Messaging:
Standard message and data rates may apply, depending on the carrier’s pricing plan. These fees may vary if the message is sent domestically or internationally. - Opt-In Method:
Opt-in to receive SMS messages from TWH Agency can be done in the following ways:
By submitting an online form - Opt-Out Method:
Opting out of receiving SMS messages can be done at any time by replying “STOP” to any SMS message received. Alternatively, direct contact can be made to request removal from the messaging list. - Help:
For any issues, reply with the keyword HELP. Alternatively, help can be obtained directly from us at www.twhagency.com
Additional Options:
If SMS messages are not desired, the SMS consent box on forms can be left unchecked. - Standard Messaging Disclosures:
Message and data rates may apply.
Opt-out at any time by texting “STOP.”
For assistance, text “HELP” or visit our Privacy Policy and Terms and Conditions pages.
Message frequency may vary
CALIFORNIA DEPT OF INSURANCE INTERNET MARKETING REGULATIONS
- (a) A person who is licensed in this state as an insurance agent or broker, advertises insurance on the internet, and transacts insurance in this state, shall identify all of the following information in the same size type on the person’s internet website home page or in a prominently displayed link from the home page, regardless of whether the insurance agent or broker maintains the internet presence or if the presence is maintained on the person’s behalf:
(1) The person’s name as filed with the commissioner that has not been disapproved pursuant to Section 1724.5.
(2) The person’s state of domicile and principal place of business.
(3) The person’s California insurance license number.
(4) The word “insurance.”
(b) A person shall be deemed to be transacting insurance in this state when the person advertises on the internet, regardless of whether the insurance agent or broker maintains the internet presence or if it is maintained on the person’s behalf, and does any of the following:
(1) Solicits a California resident.
(2) Provides an insurance premium quote to a California resident.
(3) Accepts an application for coverage from a California resident.
(4) Communicates with a California resident regarding one or more terms of an agreement to provide insurance or an insurance policy.
(5) Enters into negotiations before executing an insurance contract with a California resident.
(6) Executes an insurance contract with a California resident.
(7) Transacts matters after executing an insurance contract with a California resident that arise out of that contract.
(c) This section shall become operative on July 1, 2020.
(Repealed in (Sec. 6) and added by Stats. 2019, Ch. 201, Sec. 7. (AB 1813) Effective January 1, 2020. Section operative July 1, 2020, by its own provisions.)
1729.5. A property broker-agent, casualty broker-agent, or life agent who has a service contract with a corporation licensed under this code or who is a stockholder or member of any incorporated association or corporation organized under the Corporations Code for the purpose of providing services to property broker-agents, casualty broker-agents, or life agents may use the name of that corporation or association on any stationery or advertisements and other written or printed matter used to identify the business of the property broker-agent, casualty broker-agent, or life agent provided that the name of the property broker-agent, casualty broker-agent, or life agent is clearly identified as bearing only that relationship to the corporation or association in one of the following ways:
“Representing ____;”
“A stockholder of ____;”
“Placing business through ____;”
“Using services of ____.”
The use of the corporation or association name in the manner provided in this section shall not constitute such use as would mislead the public within the meaning of Section 1724.5.
(Amended by Stats. 2011, Ch. 411, Sec. 30. (AB 1416) Effective January 1, 2012.)