Product Solutions
TWH is in a unique position to help Advisors help their clients. Our longevity in this industry, founded in 1993, has given us and our partners access to hundreds of carriers and thousands of product solutions that most advisors are not even aware of. Our case design and product team’s mission has always been to provide you with the absolute best solutions for every specific client scenario. While this may sound like an easily achievable goal, it is not always the case. Our priority is our advisors and their clients not our own production bonuses which enables us to truly focus on our core mission—our advisor partners and their clients. We learned a long time ago that if we take care of our producer partners everything else will take care of itself.
Annuity Solutions
With so many Fixed Indexed Annuities available it is a priority for an advisor to trust that the team they are working with understands the products performance history, rate integrity and all other variables and isn’t just getting you the hottest illustration or the product they get the biggest bonus on. Our goal at TWH, is to provide accurate information with real comparisons and historical rate and participation info on the products as well as current features and benefits to eliminate surprises and provide you with the tools and product solutions to help your clients solve their biggest retirement issues.
Partnering with TWH gives you access to:
- Annuity Experts
- Exclusive contracts with carriers
- 50+ Carrier Partners
- Exclusive and Limited Distribution Products
- Access to industry online tools: Annuity Rate Watch-Indexalyzer-Cannex-Product Comparisons
- Suitability Screening
- Application Scrubbing
- E-App Platforms
Objective-Based Product Recommendations
Our process begins with your clients’ objectives to tailor the solution that best suits your client’s needs. We offer all types of annuities like:
- Hybrid Annuities
◦ Living and LTC Features
◦ Death Benefits - Income Annuities
- Accumulation Annuities
- Retirement Income (Immediate or Deferred)
- CD Alternatives/MYGA’s
- CGA Alternatives
Life Insurance Solutions
With so many variations of life insurance policies available it is a priority for an advisor to trust that the products they offer are truly the best solution and they also have to trust that the education and support they receive is accurate. Our goal at TWH, is to do just that. Provide accurate information with comparisons and education on the products features and benefits to eliminate surprises and provide you with the tools and product solutions to help your clients make their retirement dreams a reality.
Partnering with TWH gives you access to:
- Turnaround times and placement ratios higher than industry standards
- Advanced market consultants
- Assistance with adverse risk clients
- Traditional Premium finance
- Over 35 Carrier Relationships
- Term
- IUL
- Universal Life
- WL
- Guaranteed Issue
- Asset-Based LTC
- New Business Processing
- Sales/Case Design/Illustration
- Advanced Market Support Services
- Product Training- Online Tools
- Fact Finders
- Business Owner Concepts
- Kai-Zen
- Strategic partnership with companies that offer access to LTC, Disability and Life Settlements. Contact us for more information!
Kai-Zen
Kai-Zen is a unique strategy that uses leverage to multiply your client’s retirement assets with a 3 to 1 contribution ratio. Due to limitations, traditional retirement plans are typically insufficient for high income earners. If you want to maintain your lifestyle in retirement, you need a proactive strategy that puts more money toward protecting your future income without putting a drain on your current finances.
Kai-Zen is uniquely designed to combine the advantage of leverage with the cash accumulation features of life insurance. Enhancing the potential to supplement your income, while providing more protection for you and your family.
